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Brad Roche
The Mortgage Planner
Element Home Loans
The Mortgage Planner
Element Home Loans
135191
400 North Harbor Place Suite G & H Davidson, NC 28036
CONTACT ME
Contact Me
704-728-0191
broche@elementhl.com
themortgageplanner.com/
broche@elementhl.com
themortgageplanner.com/
CONTACT ME
Recent News
Lowest Rates Since October as Tariffs Spark Staggering Volatility
4/4/2025
Inflation Told Rates to Rise. Rates Didn't Listen
3/28/2025
If The Fed Didn't Cut Rates This Week, Why Did Rates Fall?
3/21/2025
Interest Rates Had a Boring Week, And That's a Good Thing
3/14/2025
The Secret Reason That Rates Bounced This Week
3/7/2025
Mortgage Rates Closing in on 4 Month Lows
2/28/2025
Lowest Rates in 2 Months. Was it The Fed or Econ Data?
2/21/2025
The Unlikely Story of Mortgage Rates Falling to 2 Month Lows Despite Higher Inflation
2/14/2025
Despite Apparent Volatility, Rates Have Been Surprisingly Calm
2/7/2025
Bonds Brace For Tariff Impact, Just Like Last Time
1/31/2025
Can Trump Actually Force Rates to Move Lower?
1/24/2025
Rates Recover After Tame Inflation Data
1/17/2025
Highest Mortgage Rates in 7 Months After Upbeat Jobs Report
1/10/2025
Mortgage Rates' Holiday Break Ends With Next Week's Economic Data
1/3/2025
Let's Try Something New For 2025
12/27/2024
Once Again, Mortgage Rates Shoot Higher After a Fed Rate Cut
12/20/2024
Fed Will Cut Next Week, But They're Not Cutting Mortgage Rates
12/13/2024
Waiting Game is Over and Rates Are Moving
12/6/2024
Rates and Housing Back in The Waiting Game
11/22/2024
Are Rates Done Freaking Out Yet?
11/15/2024
How The Election and The Fed Impacted Rates
11/8/2024
Rates Refuse to Drop Ahead of Election. How About After?
11/1/2024
November Volatility Shows Up Early And Next Week Could Be Even Crazier
10/25/2024
Time to Start Thinking About Incredibly High Volatility Potential
10/18/2024
Lots of Confusion About Recent Rate Movement. Let's Clear it up
10/11/2024
Huge Rate Bounce After Stunningly Strong Jobs Report
10/4/2024
Refi Booms, Loan Limits, and Mortgage Rate Misdirection
9/27/2024
Why The Fed Rate Cut Didn't Help Mortgage Rates This Week
9/20/2024
Why Fed Day Matters Even Though Mortgage Rates Are Already Lower
9/13/2024
Why You Might Regret Waiting For Better Rates After The Fed Cuts
9/6/2024
Here's Exactly What a Fed Rate Cut Will Do For Mortgage Rates
8/30/2024
Powell Puts a Lid on The Rate Debate, But Where's The Bottom?
8/23/2024
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Average Mortgage Rates
Mortgage News Daily
MBA
Freddie Mac
Rate
Change
Points
30YR Fixed
7.42%
+0.12
--
15YR Fixed
7.00%
+0.08
--
30YR FHA
7.00%
+0.11
--
30YR Jumbo
7.46%
+0.06
--
7/6 SOFR
7.05%
+0.25
--
30YR VA
7.01%
+0.11
--
Source: Mortgage News Daily
Rate
Change
Points
30YR Fixed
7.30%
+0.18
0.75
15YR Fixed
6.76%
+0.33
0.98
30YR FHA
7.02%
+0.24
1.07
30YR Jumbo
7.20%
+0.05
0.48
7/6 SOFR
6.29%
+0.19
1.00
Source: The Mortgage Bankers Association
Rate
Change
Points
30YR Fixed
7.11%
+0.90
0.00
15YR Fixed
6.45%
+0.98
0.00
Source: Freddie Mac
MBS and Treasury
Price / Yield
Change
UMBS 6.0
98.78
+0.02
UMBS 6.5
100.74
+0.03
10 YR Treasury
5.131
+-0.01
30 YR Treasury
5.467
+-0.17
Pricing as of:
11/13 11:49AM
EST
Recent Housing Data
Value
Change
Mortgage Apps
192.6
-1.23%
Existing Home Sales
3.99M
0.25%
Builder Confidence
29
-9.38%
Building Permits
1.4M
0.43%
Housing Starts
1.22M
-4.24%
Economic Calendar
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